The E-Sign Law paved the way!

The US eSign Law, passed in October of 2000, triggered the transition towards the significant benefits associated with the paperless environment by granting legal status to electronic signatures thereby significantly reducing the legal risk. The US legislation drove similar legislation worldwide, which now exists in virtually every major economy. Empowered by legislation, and driven by the significant expense reduction inherent with the paperless environment, leading business & government organizations worldwide are transitioning to electronic correspondence, eTransactions and eCommerce via the Internet.

Electronic Signature defined.
Currently the term Electronic Signature is most commonly defined as "a method adopted by a party with the intent to be bound by or to authenticate a record. The signature must be unique to the person using it. It must be capable of verification, it must be under the sole control of the person using it, and be linked to data in such a manner that if the data are tampered with the electronic signature is invalidated.”

CIC's technology captures a variety of electronic digital signatures types ranging from handwritten biometric signatures to voice, fingerprints or PIN/PWD, which are unique to the individual signing, capable of verification and under their control.

CIC's technology ensures that the no tampering condition is satisfied by invalidating the signature if the document is altered. The integrity of the document is insured using NIST approved hashing algorithms as well as strong encryption. This feature meets the requirement of being linked to data in such a manner that if the data is changed the digital or electronic signature is invalidated.

All of these requirements must be satisfied and they must all be part of the electronic process. Only when all of these criteria are met can the signer be assured that they are indeed entering into a secure contract. That's where CIC technology not only answers these criteria but does so within an open architecture solution that provides compatibility with most any enterprise system.